{"variantPageData":{"campaignId":"69f89de07afd0dca8daf96b6","campaignVersionId":"6a1ecd7a80077c1070b1e28d","companyId":"67d36b7eb09e66003bf5c777","pageId":"6a0b731805b6e43fc4f45c8f","pageName":"Offer 2b","pageSlug":"page_9yn3jl","tag":"landing","components":[{"_id":"6a0b7eaab9481f789ce1dcc6","type":"component","isTemplate":false,"name":"gridRow","content":{"box":{"left":"none","right":"none","top":"none","bottom":"none","bgImage":{"visible":true,"src":"https://perspective.imgix.net/6788e7748e9fb6003ba1cb18.png?auto=format,compress&w=720&dpr=2","opacity":100,"focalPoint":{"x":50.18450184501845,"y":50}}},"verticalAlign":"center","framed":true},"campaignId":"69f89de07afd0dca8daf96b6","components":[{"_id":"6a0b7eaab9481f789ce1dcca","type":"component","isTemplate":false,"name":"gridColumn","content":{"box":{"left":"none","right":"none","top":"small","bottom":"small","bgImage":{"visible":true,"src":"https://perspective.imgix.net/6788e7748e9fb6003ba1cb18.png?auto=format,compress&w=720&dpr=2","opacity":100}},"verticalAlign":"center","framed":true},"parentId":"6a0b7eaab9481f789ce1dcc6","campaignId":"69f89de07afd0dca8daf96b6","components":[{"_id":"6a0b7eaab9481f789ce1dcdb","type":"component","isTemplate":false,"name":"text","content":{"kind":[],"box":{"bottom":"none","top":"small","right":"xLarge","left":"xLarge"},"responsive":{"active":false,"hasContainer":true,"options":{"size":[],"offset":[]},"mapping":[]},"align":"left","size":"medium","text":"Das ist ein Text Block für deine Nachricht.","plainText":"See your lifetime income","color":"transparent","wysiwygHtml":"<p><span style=\"color: #4BB9F7; --fs-m: 20px; --fs-t: 20px; --fs-d: 24px; --lh-m: 1.25; --lh-t: 1.25; --lh-d: 1.25; --ls-m: normal; --ls-t: normal; --ls-d: normal\" class=\"fun-text-[length:var(--fs-m)] sm:fun-text-[length:var(--fs-t)] md:fun-text-[length:var(--fs-d)] fun-leading-[var(--lh-m)] sm:fun-leading-[var(--lh-t)] md:fun-leading-[var(--lh-d)] fun-tracking-[var(--ls-m)] sm:fun-tracking-[var(--ls-t)] md:fun-tracking-[var(--ls-d)]\"><strong class=\"fun-font-bold\">See your lifetime income</strong></span></p>"},"parentId":"6a0b7eaab9481f789ce1dcca","categoryId":"5a957843b727462286d2d61e","sectionId":"5a957be4a2f9ed33569e4b6e","campaignId":"69f89de07afd0dca8daf96b6","components":[],"allowedChildSections":[],"pageId":"6a0b731805b6e43fc4f45c8f","companyId":"67d36b7eb09e66003bf5c777","componentType":"text","createdAt":"2026-05-18T21:03:38.824Z","updatedAt":"2026-05-19T15:33:51.745Z","__v":0},{"_id":"6a0b7eaab9481f789ce1dcdc","type":"component","isTemplate":false,"name":"text","content":{"kind":[],"box":{"bottom":"medium","top":"small","right":"xLarge","left":"xLarge"},"responsive":{"active":false,"hasContainer":true,"options":{"size":[],"offset":[]},"mapping":[]},"align":"left","size":"medium","text":"Das ist ein Text Block für deine Nachricht.","plainText":"Understand how to maximize retirement income","color":"transparent","wysiwygHtml":"<h2><span class=\"fun-text-[length:var(--fs-m)] sm:fun-text-[length:var(--fs-t)] md:fun-text-[length:var(--fs-d)] fun-leading-[var(--lh-m)] sm:fun-leading-[var(--lh-t)] md:fun-leading-[var(--lh-d)] fun-tracking-[var(--ls-m)] sm:fun-tracking-[var(--ls-t)] md:fun-tracking-[var(--ls-d)]\" style=\"--fs-m: 40px;--fs-t: 46px;--fs-d: 56px;--lh-m: 1.1;--lh-t: 1.1;--lh-d: 1.1;--ls-m: -0.02em;--ls-t: -0.02em;--ls-d: -0.02em;\"><strong class=\"fun-font-bold\"><strong class=\"fun-font-bold\"><strong class=\"fun-font-bold\"><strong class=\"fun-font-bold\">Understand how to maximize retirement income</strong></strong></strong></strong></span></h2>"},"parentId":"6a0b7eaab9481f789ce1dcca","categoryId":"5a957843b727462286d2d61e","sectionId":"5a957be4a2f9ed33569e4b6e","campaignId":"69f89de07afd0dca8daf96b6","components":[],"allowedChildSections":[],"pageId":"6a0b731805b6e43fc4f45c8f","companyId":"67d36b7eb09e66003bf5c777","componentType":"text","createdAt":"2026-05-18T21:03:38.824Z","updatedAt":"2026-06-02T12:31:45.181Z","__v":0},{"_id":"6a0c83ff2ba5886cb308394d","type":"component","isTemplate":false,"name":"text","content":{"kind":[],"box":{"bottom":"none","top":"none","right":"xLarge","left":"xLarge"},"responsive":{"active":false,"hasContainer":true,"options":{"size":[],"offset":[]},"mapping":[]},"align":"left","size":"medium","text":"Das ist ein Text Block für deine Nachricht.","plainText":"Answer a few questions to explore your guaranteed income estimate with a Fixed Indexed Annuity","color":"transparent","wysiwygHtml":"<p><span style=\"color: #AFAFAF; --fs-m: 18px; --fs-t: 18px; --fs-d: 20px; --lh-m: 1.5; --lh-t: 1.5; --lh-d: 1.25; --ls-m: normal; --ls-t: normal; --ls-d: normal\" class=\"fun-text-[length:var(--fs-m)] sm:fun-text-[length:var(--fs-t)] md:fun-text-[length:var(--fs-d)] fun-leading-[var(--lh-m)] sm:fun-leading-[var(--lh-t)] md:fun-leading-[var(--lh-d)] fun-tracking-[var(--ls-m)] sm:fun-tracking-[var(--ls-t)] md:fun-tracking-[var(--ls-d)]\">Answer a few questions to explore your guaranteed income estimate with a Fixed Indexed Annuity</span></p>"},"parentId":"6a0b7eaab9481f789ce1dcca","categoryId":"5a957843b727462286d2d61e","sectionId":"5a957be4a2f9ed33569e4b6e","campaignId":"69f89de07afd0dca8daf96b6","components":[],"allowedChildSections":[],"pageId":"6a0b731805b6e43fc4f45c8f","companyId":"67d36b7eb09e66003bf5c777","componentType":"text","createdAt":"2026-05-19T15:38:39.928Z","updatedAt":"2026-05-23T03:09:45.107Z","__v":0},{"_id":"6a0cd0a62ba5886cb30a4613","type":"component","isTemplate":false,"name":"divider","content":{"box":{"left":"large","right":"large","top":"none","bottom":"none","backgroundColor":"transparent"},"responsive":{"active":false,"hasContainer":true,"options":{"size":[],"offset":[]},"mapping":[]},"dashed":false,"hidden":true,"spacings":"small","lineStyle":"hidden"},"parentId":"6a0b7eaab9481f789ce1dcca","categoryId":"5a957843b727462286d2d61e","sectionId":"5a9583314298344d61691c9b","campaignId":"69f89de07afd0dca8daf96b6","components":[],"allowedChildSections":[],"pageId":"6a0b731805b6e43fc4f45c8f","companyId":"67d36b7eb09e66003bf5c777","componentType":"divider","createdAt":"2026-05-19T21:05:42.516Z","updatedAt":"2026-05-19T21:05:57.318Z","__v":0},{"_id":"6a0b7eaab9481f789ce1dcdf","type":"component","isTemplate":false,"name":"questionText","content":{"kind":[],"box":{"bottom":"small","top":"medium","right":"large","left":"large"},"align":"center","plainText":"Are you currently retired?","fieldName":"question_12iia7","wysiwygHtml":"<p><span style=\"color: #FFFFFF; --fs-m: 20px; --fs-t: 20px; --fs-d: 24px; --lh-m: 1.25; --lh-t: 1.25; --lh-d: 1.25; --ls-m: normal; --ls-t: normal; --ls-d: normal\" class=\"fun-text-[length:var(--fs-m)] sm:fun-text-[length:var(--fs-t)] md:fun-text-[length:var(--fs-d)] fun-leading-[var(--lh-m)] sm:fun-leading-[var(--lh-t)] md:fun-leading-[var(--lh-d)] fun-tracking-[var(--ls-m)] sm:fun-tracking-[var(--ls-t)] md:fun-tracking-[var(--ls-d)]\"><strong class=\"fun-font-bold\"><strong class=\"fun-font-bold\">Are you currently retired?</strong></strong></span></p>"},"parentId":"6a0b7eaab9481f789ce1dcca","categoryId":"61af39fa0ff35780165e4faa","sectionId":"6904b2486c9dc51e135379df","campaignId":"69f89de07afd0dca8daf96b6","components":[{"_id":"6a0b7eaab9481f789ce1dd32","type":"component","isTemplate":false,"name":"questionTextAnswer","content":{"plainText":"Yes","box":{"bottom":"small","top":"small","right":"none","left":"none","backgroundColor":"transparent"},"linking":{"isInternal":true,"pageId":"69f89de07afd0dca8daf978e","isNewTab":false},"align":"left","icon":"","text":"Sehr gut!","fieldName":"question_12iia7","clickId":"answer_click_Are_you_currently_retired_yes","showIcon":false,"backgroundColor":"linear-gradient(165deg, RGBA(75, 185, 247, 1) 0%, rgba(0, 102, 255, 1) 100%)","isAnimated":false,"mediaIds":[],"wysiwygHtml":"<p><span class=\"fun-text-[length:var(--fs-m)] sm:fun-text-[length:var(--fs-t)] md:fun-text-[length:var(--fs-d)] fun-leading-[var(--lh-m)] sm:fun-leading-[var(--lh-t)] md:fun-leading-[var(--lh-d)] fun-tracking-[var(--ls-m)] sm:fun-tracking-[var(--ls-t)] md:fun-tracking-[var(--ls-d)]\" style=\"--fs-m: 18px;--fs-t: 18px;--fs-d: 20px;--lh-m: 1.5;--lh-t: 1.5;--lh-d: 1.25;--ls-m: normal;--ls-t: normal;--ls-d: normal;\"><strong class=\"fun-font-bold\">Yes</strong></span></p>"},"parentId":"6a0b7eaab9481f789ce1dcdf","categoryId":"61af39fa0ff35780165e4faa","sectionId":"6904b2486c9dc51e135379df","campaignId":"69f89de07afd0dca8daf96b6","components":[],"allowedChildSections":[],"pageId":"6a0b731805b6e43fc4f45c8f","companyId":"67d36b7eb09e66003bf5c777","componentType":"questionTextAnswer","createdAt":"2026-05-18T21:03:38.934Z","updatedAt":"2026-05-22T13:53:18.053Z","__v":0},{"_id":"6a0b7eaab9481f789ce1dd34","type":"component","isTemplate":false,"name":"questionTextAnswer","content":{"plainText":"No","box":{"bottom":"small","top":"small","right":"none","left":"none","backgroundColor":"transparent"},"linking":{"isInternal":true,"pageId":"69f89de07afd0dca8daf978e","isNewTab":false},"align":"left","icon":"","text":"Sehr gut!","fieldName":"question_12iia7","clickId":"answer_click_Are_you_currently_retired_no","showIcon":false,"backgroundColor":"linear-gradient(165deg, RGBA(75, 185, 247, 1) 0%, rgba(0, 102, 255, 1) 100%)","isAnimated":false,"mediaIds":[],"wysiwygHtml":"<p><span class=\"fun-text-[length:var(--fs-m)] sm:fun-text-[length:var(--fs-t)] md:fun-text-[length:var(--fs-d)] fun-leading-[var(--lh-m)] sm:fun-leading-[var(--lh-t)] md:fun-leading-[var(--lh-d)] fun-tracking-[var(--ls-m)] sm:fun-tracking-[var(--ls-t)] md:fun-tracking-[var(--ls-d)]\" style=\"--fs-m: 18px;--fs-t: 18px;--fs-d: 20px;--lh-m: 1.5;--lh-t: 1.5;--lh-d: 1.25;--ls-m: normal;--ls-t: normal;--ls-d: normal;\"><strong class=\"fun-font-bold\">No</strong></span></p>"},"parentId":"6a0b7eaab9481f789ce1dcdf","categoryId":"61af39fa0ff35780165e4faa","sectionId":"6904b2486c9dc51e135379df","campaignId":"69f89de07afd0dca8daf96b6","components":[],"allowedChildSections":[],"pageId":"6a0b731805b6e43fc4f45c8f","companyId":"67d36b7eb09e66003bf5c777","componentType":"questionTextAnswer","createdAt":"2026-05-18T21:03:38.936Z","updatedAt":"2026-05-22T13:53:26.240Z","__v":0}],"allowedChildSections":[],"pageId":"6a0b731805b6e43fc4f45c8f","companyId":"67d36b7eb09e66003bf5c777","componentType":"questionText","createdAt":"2026-05-18T21:03:38.852Z","updatedAt":"2026-05-18T21:06:17.505Z","__v":0},{"_id":"6a0b7eaab9481f789ce1dce6","type":"component","isTemplate":false,"name":"text","content":{"kind":[],"box":{"bottom":"xLarge","top":"small","right":"xLarge","left":"xLarge"},"responsive":{"active":false,"hasContainer":true,"options":{"size":[],"offset":[]},"mapping":[]},"align":"center","size":"medium","text":"Das ist ein Text Block für deine Nachricht.","plainText":"(takes less than 2 mins)","color":"transparent","wysiwygHtml":"<p><span style=\"color: #838388; --fs-m: 16px; --fs-t: 16px; --fs-d: 16px; --lh-m: 1.5; --lh-t: 1.5; --lh-d: 1.5; --ls-m: normal; --ls-t: normal; --ls-d: normal\" class=\"fun-text-[length:var(--fs-m)] sm:fun-text-[length:var(--fs-t)] md:fun-text-[length:var(--fs-d)] fun-leading-[var(--lh-m)] sm:fun-leading-[var(--lh-t)] md:fun-leading-[var(--lh-d)] fun-tracking-[var(--ls-m)] sm:fun-tracking-[var(--ls-t)] md:fun-tracking-[var(--ls-d)]\">(takes less than 2 mins)</span></p>"},"parentId":"6a0b7eaab9481f789ce1dcca","categoryId":"5a957843b727462286d2d61e","sectionId":"5a957be4a2f9ed33569e4b6e","campaignId":"69f89de07afd0dca8daf96b6","components":[],"allowedChildSections":[],"pageId":"6a0b731805b6e43fc4f45c8f","companyId":"67d36b7eb09e66003bf5c777","componentType":"text","createdAt":"2026-05-18T21:03:38.838Z","updatedAt":"2026-05-18T21:03:38.838Z","__v":0},{"_id":"6a0b7eaab9481f789ce1dce7","type":"component","isTemplate":false,"name":"reviews","content":{"images":["https://images.unsplash.com/photo-1536122522160-72ca6bd783ba?auto=compress&crop=focalpoint&cropHeight=397&cropWidth=397&dpr=2&fit=crop&fp-x=0.43&fp-y=0.47&fp-z=1.0744842459707808&h=1440&w=1440","https://images.unsplash.com/photo-1577368287217-16ff9373a733?auto=compress&crop=focalpoint&cropHeight=355&cropWidth=355&dpr=2&fit=crop&fp-x=0.60&fp-y=0.42&fp-z=1.2028169014084507&h=1440&w=1440","https://perspective.imgix.net/67d4947d708b4a003ba9c314.jpeg?auto=compress&crop=focalpoint&cropHeight=366&cropWidth=366&dpr=2&fit=crop&fp-x=0.63&fp-y=0.48&fp-z=1.1697186193943023&h=1440&w=1440","https://images.unsplash.com/photo-1514415008039-efa173293080?auto=compress&crop=focalpoint&cropHeight=426&cropWidth=426&dpr=2&fit=crop&fp-x=0.55&fp-y=0.50&fp-z=1&h=1440&w=1440"],"align":"left","color":"#FACC15","showImages":true,"showStars":true,"rating":5,"box":{"left":"medium","right":"medium","top":"large","bottom":"none","backgroundColor":"transparent"},"plainText":"1,000+ happy clients","wysiwygHtml":"<p><span class=\"fun-text-[length:var(--fs-m)] sm:fun-text-[length:var(--fs-t)] md:fun-text-[length:var(--fs-d)] fun-leading-[var(--lh-m)] sm:fun-leading-[var(--lh-t)] md:fun-leading-[var(--lh-d)] fun-tracking-[var(--ls-m)] sm:fun-tracking-[var(--ls-t)] md:fun-tracking-[var(--ls-d)]\" style=\"--fs-m: 14px;--fs-t: 14px;--fs-d: 14px;--lh-m: 1.5;--lh-t: 1.5;--lh-d: 1.5;--ls-m: normal;--ls-t: normal;--ls-d: normal;\">&nbsp;</span><span style=\"color: #4BB9F7; --fs-m: 14px; --fs-t: 14px; --fs-d: 14px; --lh-m: 1.5; --lh-t: 1.5; --lh-d: 1.5; --ls-m: normal; --ls-t: normal; --ls-d: normal\" class=\"fun-text-[length:var(--fs-m)] sm:fun-text-[length:var(--fs-t)] md:fun-text-[length:var(--fs-d)] fun-leading-[var(--lh-m)] sm:fun-leading-[var(--lh-t)] md:fun-leading-[var(--lh-d)] fun-tracking-[var(--ls-m)] sm:fun-tracking-[var(--ls-t)] md:fun-tracking-[var(--ls-d)]\"><strong class=\"fun-font-bold\">1,000</strong></span><span style=\"color: #CFCFCF; --fs-m: 14px; --fs-t: 14px; --fs-d: 14px; --lh-m: 1.5; --lh-t: 1.5; --lh-d: 1.5; --ls-m: normal; --ls-t: normal; --ls-d: normal\" class=\"fun-text-[length:var(--fs-m)] sm:fun-text-[length:var(--fs-t)] md:fun-text-[length:var(--fs-d)] fun-leading-[var(--lh-m)] sm:fun-leading-[var(--lh-t)] md:fun-leading-[var(--lh-d)] fun-tracking-[var(--ls-m)] sm:fun-tracking-[var(--ls-t)] md:fun-tracking-[var(--ls-d)]\"><strong class=\"fun-font-bold\">+</strong> happy clients </span></p>"},"parentId":"6a0b7eaab9481f789ce1dcca","categoryId":"61af39fa0ff35780165e4faa","sectionId":"66ed272512c0bb2be1cdc269","campaignId":"69f89de07afd0dca8daf96b6","components":[],"allowedChildSections":[],"pageId":"6a0b731805b6e43fc4f45c8f","companyId":"67d36b7eb09e66003bf5c777","componentType":"reviews","createdAt":"2026-05-18T21:03:38.838Z","updatedAt":"2026-05-24T20:24:22.680Z","__v":0},{"_id":"6a0b7eaab9481f789ce1dcec","type":"component","isTemplate":false,"name":"divider","content":{"box":{"left":"large","right":"large","top":"small","bottom":"small","backgroundColor":"transparent"},"responsive":{"active":false,"hasContainer":true,"options":{"size":[],"offset":[]},"mapping":[]},"dashed":false,"hidden":true,"spacings":"small","lineStyle":"hidden"},"parentId":"6a0b7eaab9481f789ce1dcca","categoryId":"5a957843b727462286d2d61e","sectionId":"5a9583314298344d61691c9b","campaignId":"69f89de07afd0dca8daf96b6","components":[],"allowedChildSections":[],"pageId":"6a0b731805b6e43fc4f45c8f","companyId":"67d36b7eb09e66003bf5c777","componentType":"divider","createdAt":"2026-05-18T21:03:38.838Z","updatedAt":"2026-05-18T21:03:38.838Z","__v":0}],"allowedChildSections":[],"pageId":"6a0b731805b6e43fc4f45c8f","companyId":"67d36b7eb09e66003bf5c777","componentType":"gridColumn","createdAt":"2026-05-18T21:03:38.800Z","updatedAt":"2026-06-02T12:32:26.713Z","__v":12}],"allowedChildSections":[],"pageId":"6a0b731805b6e43fc4f45c8f","companyId":"67d36b7eb09e66003bf5c777","componentType":"gridRow","createdAt":"2026-05-18T21:03:38.786Z","updatedAt":"2026-05-18T21:07:28.396Z","__v":0},{"_id":"6a0b769daa0db871bf086d4e","type":"component","isTemplate":false,"name":"gridRow","content":{"box":{"left":"none","right":"none","top":"none","bottom":"small","backgroundColor":"transparent","bgImage":{"visible":false,"src":"https://perspective.imgix.net/6790f8e98eea8f003b34af26.png?auto=format,compress&w=720&dpr=2","opacity":100}},"verticalAlign":"center","framed":true},"campaignId":"69f89de07afd0dca8daf96b6","components":[{"_id":"6a0b769daa0db871bf086d52","type":"component","isTemplate":false,"name":"gridColumn","content":{"box":{"left":"none","right":"none","top":"small","bottom":"small","backgroundColor":"transparent","bgImage":{"visible":false,"src":"https://perspective.imgix.net/6790f8e98eea8f003b34af26.png?auto=format,compress&w=720&dpr=2","opacity":100}},"verticalAlign":"center","framed":false},"parentId":"6a0b769daa0db871bf086d4e","campaignId":"69f89de07afd0dca8daf96b6","components":[{"_id":"6a105ade219090869a7cbb3f","type":"component","isTemplate":false,"name":"text","content":{"kind":[],"box":{"bottom":"medium","top":"none","right":"xLarge","left":"xLarge"},"responsive":{"active":false,"hasContainer":true,"options":{"size":[],"offset":[]},"mapping":[]},"align":"left","size":"medium","text":"Das ist ein Text Block für deine Nachricht.","plainText":"Your estimate is only the starting point. A licensed retirement specialist can help review your savings, Social Security, income goals, market risk, and legacy needs together.","color":"transparent","wysiwygHtml":"<p><span style=\"color: #CFCFCF; --fs-m: 18px; --fs-t: 18px; --fs-d: 20px; --lh-m: 1.5; --lh-t: 1.5; --lh-d: 1.25; --ls-m: normal; --ls-t: normal; --ls-d: normal\" class=\"fun-text-[length:var(--fs-m)] sm:fun-text-[length:var(--fs-t)] md:fun-text-[length:var(--fs-d)] fun-leading-[var(--lh-m)] sm:fun-leading-[var(--lh-t)] md:fun-leading-[var(--lh-d)] fun-tracking-[var(--ls-m)] sm:fun-tracking-[var(--ls-t)] md:fun-tracking-[var(--ls-d)]\">Your estimate is only the starting point. A licensed retirement specialist can help review your savings, Social Security, income goals, market risk, and legacy needs together.</span></p>"},"parentId":"6a0b769daa0db871bf086d52","categoryId":"5a957843b727462286d2d61e","sectionId":"5a957be4a2f9ed33569e4b6e","campaignId":"69f89de07afd0dca8daf96b6","components":[],"allowedChildSections":[],"pageId":"6a0b731805b6e43fc4f45c8f","companyId":"67d36b7eb09e66003bf5c777","componentType":"text","createdAt":"2026-05-22T13:32:14.817Z","updatedAt":"2026-05-22T13:34:49.175Z","__v":0},{"_id":"6a0b769daa0db871bf086d5b","type":"component","isTemplate":false,"name":"text","content":{"kind":[],"box":{"bottom":"medium","top":"xLarge","right":"xLarge","left":"xLarge"},"responsive":{"active":false,"hasContainer":true,"options":{"size":[],"offset":[]},"mapping":[]},"align":"center","size":"medium","text":"Das ist ein Text Block für deine Nachricht.","plainText":"“Many people fear running out of money more than death itself”","wysiwygHtml":"<p><span style=\"color: #AFAFAF; --fs-m: 16px; --fs-t: 16px; --fs-d: 16px; --lh-m: 1.5; --lh-t: 1.5; --lh-d: 1.5; --ls-m: normal; --ls-t: normal; --ls-d: normal\" class=\"fun-text-[length:var(--fs-m)] sm:fun-text-[length:var(--fs-t)] md:fun-text-[length:var(--fs-d)] fun-leading-[var(--lh-m)] sm:fun-leading-[var(--lh-t)] md:fun-leading-[var(--lh-d)] fun-tracking-[var(--ls-m)] sm:fun-tracking-[var(--ls-t)] md:fun-tracking-[var(--ls-d)]\">“Many people fear running out of money more than death itself”</span></p>"},"parentId":"6a0b769daa0db871bf086d52","categoryId":"61af39fa0ff35780165e4faa","sectionId":"6557bc4b32dfc44fb3c33b11","campaignId":"69f89de07afd0dca8daf96b6","components":[],"allowedChildSections":[],"pageId":"6a0b731805b6e43fc4f45c8f","companyId":"67d36b7eb09e66003bf5c777","componentType":"text","createdAt":"2026-05-18T20:29:17.160Z","updatedAt":"2026-05-18T21:11:32.618Z","__v":0},{"_id":"6a0b769daa0db871bf086d5c","type":"component","isTemplate":false,"name":"text","content":{"kind":[],"box":{"bottom":"medium","top":"small","right":"xLarge","left":"xLarge"},"responsive":{"active":false,"hasContainer":true,"options":{"size":[],"offset":[]},"mapping":[]},"align":"left","size":"medium","text":"Das ist ein Text Block für deine Nachricht.","plainText":"Research suggests retirees with reliable lifetime income often experience less stress and greater retirement confidence.","wysiwygHtml":"<p><span style=\"color: #AFAFAF; --fs-m: 16px; --fs-t: 16px; --fs-d: 16px; --lh-m: 1.5; --lh-t: 1.5; --lh-d: 1.5; --ls-m: normal; --ls-t: normal; --ls-d: normal\" class=\"fun-text-[length:var(--fs-m)] sm:fun-text-[length:var(--fs-t)] md:fun-text-[length:var(--fs-d)] fun-leading-[var(--lh-m)] sm:fun-leading-[var(--lh-t)] md:fun-leading-[var(--lh-d)] fun-tracking-[var(--ls-m)] sm:fun-tracking-[var(--ls-t)] md:fun-tracking-[var(--ls-d)]\">Research suggests retirees with reliable lifetime income often experience less stress and greater retirement confidence.</span></p>"},"parentId":"6a0b769daa0db871bf086d52","categoryId":"61af39fa0ff35780165e4faa","sectionId":"6557bc4b32dfc44fb3c33b11","campaignId":"69f89de07afd0dca8daf96b6","components":[],"allowedChildSections":[],"pageId":"6a0b731805b6e43fc4f45c8f","companyId":"67d36b7eb09e66003bf5c777","componentType":"text","createdAt":"2026-05-18T20:29:17.160Z","updatedAt":"2026-05-18T21:11:35.156Z","__v":0},{"_id":"6a0b769daa0db871bf086d5d","type":"component","isTemplate":false,"name":"text","content":{"kind":[],"box":{"bottom":"medium","top":"small","right":"xLarge","left":"xLarge"},"responsive":{"active":false,"hasContainer":true,"options":{"size":[],"offset":[]},"mapping":[]},"align":"left","size":"medium","text":"Das ist ein Text Block für deine Nachricht.","plainText":"Source: LIMRA Retirement Income Studies","wysiwygHtml":"<p><span style=\"color: #AFAFAF; --fs-m: 16px; --fs-t: 16px; --fs-d: 16px; --lh-m: 1.5; --lh-t: 1.5; --lh-d: 1.5; --ls-m: normal; --ls-t: normal; --ls-d: normal\" class=\"fun-text-[length:var(--fs-m)] sm:fun-text-[length:var(--fs-t)] md:fun-text-[length:var(--fs-d)] fun-leading-[var(--lh-m)] sm:fun-leading-[var(--lh-t)] md:fun-leading-[var(--lh-d)] fun-tracking-[var(--ls-m)] sm:fun-tracking-[var(--ls-t)] md:fun-tracking-[var(--ls-d)]\"><em>Source: LIMRA Retirement Income Studies</em></span></p>"},"parentId":"6a0b769daa0db871bf086d52","categoryId":"61af39fa0ff35780165e4faa","sectionId":"6557bc4b32dfc44fb3c33b11","campaignId":"69f89de07afd0dca8daf96b6","components":[],"allowedChildSections":[],"pageId":"6a0b731805b6e43fc4f45c8f","companyId":"67d36b7eb09e66003bf5c777","componentType":"text","createdAt":"2026-05-18T20:29:17.160Z","updatedAt":"2026-05-21T01:09:54.614Z","__v":0}],"allowedChildSections":[],"pageId":"6a0b731805b6e43fc4f45c8f","companyId":"67d36b7eb09e66003bf5c777","componentType":"gridColumn","createdAt":"2026-05-18T20:29:17.142Z","updatedAt":"2026-05-22T13:32:58.083Z","__v":3}],"allowedChildSections":[],"pageId":"6a0b731805b6e43fc4f45c8f","companyId":"67d36b7eb09e66003bf5c777","componentType":"gridRow","createdAt":"2026-05-18T20:29:17.129Z","updatedAt":"2026-05-19T15:42:43.063Z","__v":0},{"_id":"6a0c8448beead3d24de1f2db","type":"component","isTemplate":false,"name":"gridRow","content":{"box":{"left":"none","right":"none","top":"xLarge","bottom":"none","backgroundColor":"#000000"},"verticalAlign":"center","framed":false},"campaignId":"69f89de07afd0dca8daf96b6","components":[{"_id":"6a0c8448beead3d24de1f2df","type":"component","isTemplate":false,"name":"gridColumn","content":{"box":{"left":"none","right":"none","top":"small","bottom":"small"},"verticalAlign":"center","framed":false},"parentId":"6a0c8448beead3d24de1f2db","campaignId":"69f89de07afd0dca8daf96b6","components":[{"_id":"6a0c8448beead3d24de1f2e6","type":"component","isTemplate":false,"name":"list","content":{"borderRadius":"minor","box":{"bottom":"large","top":"large","right":"large","left":"large"},"align":"center","textSize":"small","visualSize":"small"},"parentId":"6a0c8448beead3d24de1f2df","categoryId":"61af39fa0ff35780165e4faa","sectionId":"6557bc5232dfc44fb3c33bb1","campaignId":"69f89de07afd0dca8daf96b6","components":[{"_id":"6a0c8448beead3d24de1f2f9","type":"component","isTemplate":false,"name":"listItem","parentId":"6a0c8448beead3d24de1f2e6","categoryId":"61af39fa0ff35780165e4faa","sectionId":"6557bc5232dfc44fb3c33bb1","campaignId":"69f89de07afd0dca8daf96b6","components":[{"_id":"6a0c8448beead3d24de1f304","type":"component","isTemplate":false,"name":"media","content":{"size":"xLarge","src":"https://perspective.imgix.net/67dc6b4023a282003b455e7f.png?auto=compress&crop=focalpoint&cropHeight=511&cropWidth=511&dpr=2&fit=crop&fp-x=0.49&fp-y=0.34&fp-z=1.2524921114244205&h=1440&w=1440","emoji":"zap","srcType":"image","icon":"filter_2","box":{"backgroundColor":"transparent","right":"none","left":"none","bottom":"none","top":"none"},"framed":false},"parentId":"6a0c8448beead3d24de1f2f9","categoryId":"61af39fa0ff35780165e4faa","sectionId":"6557bc5232dfc44fb3c33bb1","campaignId":"69f89de07afd0dca8daf96b6","components":[],"allowedChildSections":[],"pageId":"6a0b731805b6e43fc4f45c8f","companyId":"67d36b7eb09e66003bf5c777","componentType":"media","createdAt":"2026-05-19T15:39:52.476Z","updatedAt":"2026-05-19T15:39:52.476Z","__v":0},{"_id":"6a0c8448beead3d24de1f305","type":"component","isTemplate":false,"name":"text","content":{"plainText":"JB Insurance Brokers","kind":[],"box":{"backgroundColor":"transparent","right":"none","left":"none","bottom":"none","top":"none"},"responsive":{"active":false,"hasContainer":true,"options":{"size":[],"offset":[]},"mapping":[]},"align":"center","size":"small","text":"Frühling","wysiwygHtml":"<p><span style=\"color: #838388\"><strong class=\"fun-font-bold\">JB Insurance Brokers</strong></span></p>"},"parentId":"6a0c8448beead3d24de1f2f9","categoryId":"61af39fa0ff35780165e4faa","sectionId":"6557bc5232dfc44fb3c33bb1","campaignId":"69f89de07afd0dca8daf96b6","components":[],"allowedChildSections":[],"pageId":"6a0b731805b6e43fc4f45c8f","companyId":"67d36b7eb09e66003bf5c777","componentType":"text","createdAt":"2026-05-19T15:39:52.476Z","updatedAt":"2026-05-19T15:39:52.476Z","__v":0}],"allowedChildSections":[],"pageId":"6a0b731805b6e43fc4f45c8f","companyId":"67d36b7eb09e66003bf5c777","componentType":"listItem","createdAt":"2026-05-19T15:39:52.456Z","updatedAt":"2026-05-19T15:39:52.477Z","__v":0}],"allowedChildSections":[],"pageId":"6a0b731805b6e43fc4f45c8f","companyId":"67d36b7eb09e66003bf5c777","componentType":"list","createdAt":"2026-05-19T15:39:52.421Z","updatedAt":"2026-05-19T15:39:52.456Z","__v":0},{"_id":"6a0c8448beead3d24de1f2e9","type":"component","isTemplate":false,"name":"text","content":{"kind":[],"box":{"bottom":"medium","top":"xLarge","right":"xLarge","left":"xLarge"},"responsive":{"active":false,"hasContainer":true,"options":{"size":[],"offset":[]},"mapping":[]},"align":"center","size":"medium","text":"Das ist ein Text Block für deine Nachricht.","plainText":"2813 Gulf to Bay Blvd. Ste #259, Clearwater FL, 33759, United States (888) 778-6614","wysiwygHtml":"<p><span style=\"color: #838388; --fs-m: 16px; --fs-t: 16px; --fs-d: 16px; --lh-m: 1.5; --lh-t: 1.5; --lh-d: 1.5; --ls-m: normal; --ls-t: normal; --ls-d: normal\" class=\"fun-text-[length:var(--fs-m)] sm:fun-text-[length:var(--fs-t)] md:fun-text-[length:var(--fs-d)] fun-leading-[var(--lh-m)] sm:fun-leading-[var(--lh-t)] md:fun-leading-[var(--lh-d)] fun-tracking-[var(--ls-m)] sm:fun-tracking-[var(--ls-t)] md:fun-tracking-[var(--ls-d)]\">2813 Gulf to Bay Blvd. Ste #259, Clearwater FL, 33759, United States</span><span style=\"color: #838388\"><br></span><a target=\"\" rel=\"noopener noreferrer nofollow\" class=\"*:fun-underline underline *:underline\" href=\"tel:+18887786614\"><span style=\"color: #838388; --fs-m: 16px; --fs-t: 16px; --fs-d: 16px; --lh-m: 1.5; --lh-t: 1.5; --lh-d: 1.5; --ls-m: normal; --ls-t: normal; --ls-d: normal\" 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778-6614</span></a></p>"},"parentId":"6a0c8448beead3d24de1f2df","categoryId":"61af39fa0ff35780165e4faa","sectionId":"6557bc4b32dfc44fb3c33b11","campaignId":"69f89de07afd0dca8daf96b6","components":[],"allowedChildSections":[],"pageId":"6a0b731805b6e43fc4f45c8f","companyId":"67d36b7eb09e66003bf5c777","componentType":"text","createdAt":"2026-05-19T15:39:52.427Z","updatedAt":"2026-05-19T15:39:52.427Z","__v":0},{"_id":"6a0c8448beead3d24de1f2ea","type":"component","isTemplate":false,"name":"divider","content":{"box":{"bottom":"none","top":"none","right":"xLarge","left":"xLarge"},"responsive":{"active":false,"hasContainer":true,"options":{"size":[],"offset":[]},"mapping":[]},"dashed":false,"hidden":true,"spacings":"small","solid":false,"lineStyle":"hidden"},"parentId":"6a0c8448beead3d24de1f2df","categoryId":"61af39fa0ff35780165e4faa","sectionId":"6557bc5a32dfc44fb3c33ced","campaignId":"69f89de07afd0dca8daf96b6","components":[],"allowedChildSections":[],"pageId":"6a0b731805b6e43fc4f45c8f","companyId":"67d36b7eb09e66003bf5c777","componentType":"divider","createdAt":"2026-05-19T15:39:52.427Z","updatedAt":"2026-05-19T21:04:52.053Z","__v":0}],"allowedChildSections":[],"pageId":"6a0b731805b6e43fc4f45c8f","companyId":"67d36b7eb09e66003bf5c777","componentType":"gridColumn","createdAt":"2026-05-19T15:39:52.405Z","updatedAt":"2026-05-19T15:39:56.277Z","__v":0}],"allowedChildSections":[],"pageId":"6a0b731805b6e43fc4f45c8f","companyId":"67d36b7eb09e66003bf5c777","componentType":"gridRow","createdAt":"2026-05-19T15:39:52.388Z","updatedAt":"2026-05-19T15:39:52.405Z","__v":0}],"isResultPage":false,"animation":"none","theme":{"_id":"69e5056ba8126a733366592f","type":"theme","name":"Gloomy 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(multiple selections available)","interactionType":"answers","companyId":"67d36b7eb09e66003bf5c777","campaignId":"69f89de07afd0dca8daf96b6","pageId":"69f89de07afd0dca8daf978f","componentId":"69f89de17afd0dca8daf989b","createdAt":"2026-05-04T13:23:45.570Z","updatedAt":"2026-05-19T00:24:48.136Z","__v":0},{"additional":{"form":{"inputs":[]},"answers":[{"fieldName":"question_7fao7d","componentId":"69f89de27afd0dca8daf9a7e","answerTextId":"69f89de27afd0dca8daf9a7e","_id":"69f89de27afd0dca8daf9b5c","value":"I would be fine, I am well diversified","visualType":null},{"fieldName":"question_7fao7d","componentId":"69f89de27afd0dca8daf9a7f","answerTextId":"69f89de27afd0dca8daf9a7f","_id":"69f89de27afd0dca8daf9b5e","value":"It would set me back a few years","visualType":null},{"fieldName":"question_7fao7d","componentId":"69f89de27afd0dca8daf9a80","answerTextId":"69f89de27afd0dca8daf9a80","_id":"69f89de27afd0dca8daf9b60","value":"My assets are not in the 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display: block; font-size: 13px; color: var(--gold); letter-spacing: 0.08em; font-weight: 700; }\n  #jb-research-backed-page .nav-actions { display: flex; align-items: center; gap: 10px; }\n  #jb-research-backed-page .pill-link { color: var(--muted); font-size: 14px; display: none; }\n  #jb-research-backed-page .btn { display: inline-flex;\n      align-items: center;\n      justify-content: center;\n      gap: 10px;\n      min-height: 52px;\n      padding: 0 22px;\n      border-radius: 999px;\n      border: 1px solid rgba(255,255,255,0.12);\n      background: linear-gradient(135deg, var(--blue), var(--blue2));\n      color: #fff;\n      font-weight: 850;\n      box-shadow: 0 16px 34px rgba(8,114,255,0.32);\n      transition: transform 180ms ease, box-shadow 180ms ease;\n      cursor: pointer; }\n  #jb-research-backed-page .btn:hover { transform: translateY(-2px); box-shadow: 0 22px 44px rgba(8,114,255,0.38); }\n  #jb-research-backed-page .btn.secondary { background: rgba(255,255,255,0.06);\n      box-shadow: none;\n      color: var(--text); }\n  #jb-research-backed-page .hero { padding: 56px 0 38px; }\n  #jb-research-backed-page .hero-grid { display: grid;\n      grid-template-columns: 1.05fr 0.95fr;\n      gap: 34px;\n      align-items: center; }\n  #jb-research-backed-page .eyebrow { display: inline-flex;\n      align-items: center;\n      gap: 8px;\n      padding: 8px 12px;\n      border-radius: 999px;\n      background: rgba(50,174,254,0.12);\n      border: 1px solid rgba(50,174,254,0.22);\n      color: #6bc8ff;\n      font-weight: 800;\n      font-size: 13px;\n      letter-spacing: 0.02em;\n      margin-bottom: 18px; }\n  #jb-research-backed-page h1 { font-size: clamp(44px, 7.5vw, 84px);\n      line-height: 0.96;\n      letter-spacing: -0.065em;\n      margin: 0 0 20px;\n      max-width: 780px; }\n  #jb-research-backed-page .lead { font-size: clamp(18px, 2.4vw, 23px);\n      color: var(--muted);\n      max-width: 720px;\n      margin: 0 0 28px; }\n  #jb-research-backed-page .hero-ctas { display: flex; flex-wrap: wrap; gap: 12px; align-items: center; margin-bottom: 24px; }\n  #jb-research-backed-page .mini-proof { display: flex; flex-wrap: wrap; gap: 15px; color: var(--soft); font-size: 14px; }\n  #jb-research-backed-page .mini-proof strong { color: var(--text); display: inline-block; min-width: 3.6ch; }\n  #jb-research-backed-page .phone-card { position: relative;\n      border-radius: 34px;\n      padding: 26px;\n      background: linear-gradient(145deg, rgba(255,255,255,0.08), rgba(255,255,255,0.025));\n      border: 1px solid rgba(255,255,255,0.13);\n      box-shadow: var(--shadow);\n      overflow: hidden; }\n  #jb-research-backed-page .phone-card:before { content: &quot;&quot;;\n      position: absolute;\n      inset: -120px -80px auto auto;\n      width: 300px;\n      height: 300px;\n      background: radial-gradient(circle, rgba(50,174,254,0.24), transparent 67%);\n      pointer-events: none; }\n  #jb-research-backed-page .quote-card { position: relative;\n      z-index: 1;\n      background: rgba(0,0,0,0.55);\n      border: 1px solid rgba(255,255,255,0.12);\n      border-radius: 26px;\n      padding: 26px; }\n  #jb-research-backed-page .quote-card h3 { font-size: 24px; margin: 0 0 10px; letter-spacing: -0.03em; }\n  #jb-research-backed-page .quote-card .big { font-size: clamp(42px, 6vw, 66px); line-height: 1; font-weight: 950; letter-spacing: -0.055em; margin: 18px 0 6px; }\n  #jb-research-backed-page .quote-card .big span { color: var(--blue); }\n  #jb-research-backed-page .quote-card p { color: var(--muted); margin: 0; }\n  #jb-research-backed-page .form-mini { margin-top: 20px; display: grid; gap: 10px; }\n  #jb-research-backed-page .input-like { min-height: 56px;\n      border-radius: 14px;\n      background: rgba(255,255,255,0.95);\n      color: #111827;\n      display: flex;\n      align-items: center;\n      padding: 0 16px;\n      font-weight: 700;\n      justify-content: space-between; }\n  #jb-research-backed-page .input-like span { color: #6b7280; font-weight: 500; }\n  #jb-research-backed-page .section { padding: 70px 0; }\n  #jb-research-backed-page .section.compact { padding: 42px 0; }\n  #jb-research-backed-page .section-head { max-width: 760px; margin-bottom: 28px; }\n  #jb-research-backed-page .section-head.center { text-align: center; margin-left: auto; margin-right: auto; }\n  #jb-research-backed-page .kicker { color: var(--blue); font-size: 15px; font-weight: 850; margin-bottom: 8px; text-transform: uppercase; letter-spacing: 0.08em; }\n  #jb-research-backed-page h2 { font-size: clamp(34px, 5vw, 60px); line-height: 1.02; letter-spacing: -0.055em; margin: 0 0 14px; }\n  #jb-research-backed-page .section-head p { color: var(--muted); font-size: 18px; margin: 0; }\n  #jb-research-backed-page .stats { display: grid;\n      grid-template-columns: repeat(4, 1fr);\n      gap: 14px; }\n  #jb-research-backed-page .stat { border: 1px solid var(--border);\n      border-radius: var(--radius);\n      background: var(--panel);\n      padding: 22px;\n      min-height: 180px;\n      position: relative;\n      overflow: hidden; }\n  #jb-research-backed-page .stat:after { content: &quot;&quot;;\n      position: absolute;\n      inset: auto -70px -100px auto;\n      width: 210px;\n      height: 210px;\n      background: radial-gradient(circle, rgba(50,174,254,0.13), transparent 70%); }\n  #jb-research-backed-page .stat .num { font-size: 44px; font-weight: 950; letter-spacing: -0.05em; margin-bottom: 7px; }\n  #jb-research-backed-page .stat p { margin: 0; color: var(--muted); font-size: 15px; }\n  #jb-research-backed-page .cards { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; }\n  #jb-research-backed-page .card { background: linear-gradient(145deg, rgba(255,255,255,0.075), rgba(255,255,255,0.025));\n      border: 1px solid var(--border);\n      border-radius: var(--radius);\n      padding: 24px;\n      box-shadow: 0 20px 60px rgba(0,0,0,0.16); }\n  #jb-research-backed-page .card h3 { font-size: 25px; letter-spacing: -0.035em; line-height: 1.08; margin: 0 0 12px; }\n  #jb-research-backed-page .card p, #jb-research-backed-page .card li { color: var(--muted); }\n  #jb-research-backed-page .card p { margin: 0; }\n  #jb-research-backed-page .card ul { padding: 0; margin: 16px 0 0; list-style: none; display: grid; gap: 10px; }\n  #jb-research-backed-page .card li { display: flex; gap: 9px; align-items: flex-start; }\n  #jb-research-backed-page .check { color: var(--green); font-weight: 900; flex: 0 0 auto; }\n  #jb-research-backed-page .danger { color: var(--danger); }\n  #jb-research-backed-page .compare { display: grid;\n      grid-template-columns: 1fr 1fr;\n      gap: 16px;\n      align-items: stretch; }\n  #jb-research-backed-page .calc-panel { border-radius: 30px;\n      background: rgba(255,255,255,0.97);\n      color: #111827;\n      padding: 28px; }\n  #jb-research-backed-page .calc-panel h3 { font-size: 30px; line-height: 1.05; margin: 0 0 16px; letter-spacing: -0.04em; }\n  #jb-research-backed-page .calc-row { display: grid; gap: 10px; margin: 14px 0 18px; }\n  #jb-research-backed-page .calc-row label { font-weight: 850; color: #1f2937; }\n  #jb-research-backed-page .calc-row input { width: 100%;\n      height: 58px;\n      border-radius: 14px;\n      border: 1px solid #d1d5db;\n      padding: 0 16px;\n      font-size: 31px;\n      font-weight: 950;\n      color: #000000;\n      letter-spacing: -0.04em; }\n  #jb-research-backed-page .calc-row input[readonly] { background: #f3f6fb;\n      border-color: #e5e7eb;\n      cursor: default;\n      pointer-events: none;\n      user-select: none;\n      letter-spacing: -0.02em; }\n  #jb-research-backed-page .result-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; margin-top: 14px; }\n  #jb-research-backed-page .result { background: #f3f6fb;\n      border: 1px solid #e5e7eb;\n      border-radius: 17px;\n      padding: 16px; }\n  #jb-research-backed-page .result small { color: #6b7280; display: block; margin-bottom: 4px; }\n  #jb-research-backed-page .result strong { display: block; font-size: 31px; letter-spacing: -0.04em; color: #000000; font-weight: 950; line-height: 1; }\n  #jb-research-backed-page .note { color: #6b7280; font-size: 13px; margin-top: 12px; }\n  #jb-research-backed-page .dark-panel { border-radius: 30px;\n      background: var(--panel);\n      border: 1px solid var(--border);\n      padding: 28px; }\n  #jb-research-backed-page .example { border: 1px solid rgba(197,160,97,0.36);\n      background: linear-gradient(145deg, rgba(197,160,97,0.13), rgba(255,255,255,0.03)); }\n  #jb-research-backed-page .example .tag { display: inline-flex;\n      padding: 7px 10px;\n      border-radius: 999px;\n      background: rgba(197,160,97,0.14);\n      color: #e5c88e;\n      border: 1px solid rgba(197,160,97,0.22);\n      font-size: 12px;\n      font-weight: 850;\n      letter-spacing: 0.05em;\n      text-transform: uppercase;\n      margin-bottom: 14px; }\n  #jb-research-backed-page .example h3 { font-size: 34px; line-height: 1.02; margin: 0 0 12px; letter-spacing: -0.045em; }\n  #jb-research-backed-page .example .case-line { color: var(--muted); font-size: 17px; margin: 0 0 14px; }\n  #jb-research-backed-page .income-stack { display: grid; gap: 10px; margin: 18px 0; }\n  #jb-research-backed-page .income-line { display: flex;\n      justify-content: space-between;\n      gap: 12px;\n      border-radius: 16px;\n      border: 1px solid rgba(255,255,255,0.1);\n      background: rgba(0,0,0,0.22);\n      padding: 14px 15px; }\n  #jb-research-backed-page .income-line b { color: #fff; }\n  #jb-research-backed-page .income-line span { color: var(--muted); }\n  #jb-research-backed-page .strategy-box { margin: 18px 0 18px;\n      padding: 18px;\n      border-radius: 20px;\n      background: linear-gradient(145deg, rgba(50,174,254,0.16), rgba(0,0,0,0.24));\n      border: 1px solid rgba(50,174,254,0.24); }\n  #jb-research-backed-page .strategy-eyebrow { color: #6bc8ff;\n      text-transform: uppercase;\n      letter-spacing: 0.08em;\n      font-size: 12px;\n      font-weight: 900;\n      margin-bottom: 6px; }\n  #jb-research-backed-page .strategy-box h4 { margin: 0 0 12px;\n      font-size: 24px;\n      line-height: 1.05;\n      letter-spacing: -0.035em; }\n  #jb-research-backed-page .income-line.highlight { background: rgba(50,174,254,0.10);\n      border-color: rgba(50,174,254,0.22); }\n  #jb-research-backed-page .income-line.highlight b { color: #fff;\n      font-size: 18px; }\n  #jb-research-backed-page .count-up { display: inline-block;\n      min-width: 140px;\n      text-align: right; }\n  #jb-research-backed-page .planning-lens-box { margin: 18px 0 18px;\n      padding: 18px;\n      border-radius: 20px;\n      background: linear-gradient(145deg, rgba(197,160,97,0.09), rgba(255,255,255,0.03));\n      border: 1px solid rgba(197,160,97,0.24);\n      box-shadow: inset 0 1px 0 rgba(255,255,255,0.03); }\n  #jb-research-backed-page .planning-lens-box .lens-tag { display: inline-flex;\n      padding: 7px 10px;\n      border-radius: 999px;\n      background: rgba(197,160,97,0.14);\n      color: #e5c88e;\n      border: 1px solid rgba(197,160,97,0.22);\n      font-size: 12px;\n      font-weight: 850;\n      letter-spacing: 0.05em;\n      text-transform: uppercase;\n      margin-bottom: 12px; }\n  #jb-research-backed-page .planning-lens-box h4 { margin: 0 0 10px;\n      font-size: 24px;\n      line-height: 1.05;\n      letter-spacing: -0.035em;\n      color: #fff; }\n  #jb-research-backed-page .planning-lens-subhead { color: var(--muted);\n      font-size: 16px;\n      margin: 0 0 16px; }\n  #jb-research-backed-page .lens-toggle { display: grid;\n      grid-template-columns: 1fr 1fr;\n      gap: 8px;\n      padding: 7px;\n      border-radius: 999px;\n      background: rgba(197,160,97,0.09);\n      border: 1px solid rgba(197,160,97,0.18);\n      margin: 0 0 14px; }\n  #jb-research-backed-page .lens-toggle button { min-height: 44px;\n      border: 0;\n      border-radius: 999px;\n      background: transparent;\n      color: #d0b784;\n      font-family: var(--font);\n      font-weight: 900;\n      cursor: pointer;\n      transition: background 180ms ease, color 180ms ease, box-shadow 180ms ease; }\n  #jb-research-backed-page .lens-toggle button.active { background: rgba(197,160,97,0.18);\n      color: #fff;\n      box-shadow: inset 0 1px 0 rgba(255,255,255,0.06), 0 10px 24px rgba(0,0,0,0.18); }\n  #jb-research-backed-page .lens-copy { min-height: 124px;\n      border-radius: 16px;\n      background: rgba(0,0,0,0.22);\n      border: 1px solid rgba(197,160,97,0.18);\n      padding: 18px; }\n  #jb-research-backed-page .lens-copy h5 { margin: 0 0 8px;\n      font-size: 22px;\n      line-height: 1.08;\n      letter-spacing: -0.035em;\n      color: #fff; }\n  #jb-research-backed-page .lens-copy p { color: var(--muted);\n      font-size: 16px;\n      margin: 0; }\n  #jb-research-backed-page .quote-band { border: 1px solid rgba(255,255,255,0.12);\n      background: linear-gradient(135deg, rgba(50,174,254,0.12), rgba(197,160,97,0.06));\n      border-radius: 34px;\n      padding: clamp(26px, 5vw, 46px);\n      display: grid;\n      grid-template-columns: 1.3fr 0.7fr;\n      gap: 24px;\n      align-items: center;\n      box-shadow: var(--shadow); }\n  #jb-research-backed-page .quote-band p { color: var(--muted); font-size: 18px; margin: 0; }\n  #jb-research-backed-page .source-block { border-radius: 24px;\n      border: 1px solid rgba(255,255,255,0.1);\n      background: rgba(255,255,255,0.035);\n      padding: 18px;\n      color: var(--soft);\n      font-size: 13px; }\n  #jb-research-backed-page .footer { padding: 44px 0 62px;\n      color: var(--soft);\n      font-size: 13px; }\n  #jb-research-backed-page .footer-grid { display: grid; grid-template-columns: 1fr; gap: 24px; border-top: 1px solid rgba(255,255,255,0.09); padding-top: 24px; }\n  @media (min-width: 760px) {\n    #jb-research-backed-page .pill-link { display: inline-flex; }\n  }\n  @media (max-width: 940px) {\n    #jb-research-backed-page .hero-grid, #jb-research-backed-page .compare, #jb-research-backed-page .quote-band { grid-template-columns: 1fr; }\n    #jb-research-backed-page .stats { grid-template-columns: repeat(2, 1fr); }\n    #jb-research-backed-page .cards { grid-template-columns: 1fr; }\n  }\n  #jb-research-backed-page section { scroll-margin-top: 86px; }\n  @media (max-width: 640px) {\n    #jb-research-backed-page .wrap { width: min(100% - 26px, var(--max)); }\n    #jb-research-backed-page .nav-inner { height: 68px; }\n    #jb-research-backed-page .brand-text { font-size: 13px; }\n    #jb-research-backed-page .shield { width: 38px; height: 38px; font-size: 13px; }\n    #jb-research-backed-page .hero { padding-top: 44px; }\n    #jb-research-backed-page .stats { grid-template-columns: 1fr; }\n    #jb-research-backed-page .stat { min-height: auto; }\n    #jb-research-backed-page .result-grid { grid-template-columns: 1fr; }\n    #jb-research-backed-page .phone-card { padding: 18px; border-radius: 28px; }\n    #jb-research-backed-page .quote-card { padding: 22px; }\n    #jb-research-backed-page .section { padding: 52px 0; }\n    #jb-research-backed-page .nav .btn { display: none; }\n    #jb-research-backed-page .research-scroll { display: none; }\n    #jb-research-backed-page .lens-toggle { grid-template-columns: 1fr; border-radius: 20px; }\n    #jb-research-backed-page .lens-toggle button { border-radius: 15px; }\n    #jb-research-backed-page { padding-bottom: 0; }\n    #jb-research-backed-page .footer-grid { grid-template-columns: 1fr; }\n  }\n\n\n  #jb-research-backed-page {\n    --max: 1320px;\n    width: 100%;\n    max-width: none;\n    margin: 0;\n    position: relative;\n    display: block;\n    isolation: isolate;\n    overflow-x: clip;\n    background: #000000;\n    color: var(--text);\n    font-family: var(--font) !important;\n    line-height: 1.45;\n  }\n\n  #jb-research-backed-page,\n  #jb-research-backed-page * {\n    box-sizing: border-box;\n  }\n\n  #jb-research-backed-page :where(div, section, footer, article, header, main, p, span, a, button, input, label, small, strong, b, li, h1, h2, h3, h4, h5) {\n    font-family: var(--font) !important;\n  }\n\n  #jb-research-backed-page #top,\n  #jb-research-backed-page .hero,\n  #jb-research-backed-page .section,\n  #jb-research-backed-page .footer {\n    width: 100%;\n    max-width: none;\n    display: block;\n    background: #000000;\n  }\n\n  #jb-research-backed-page .wrap {\n    width: min(var(--max), calc(100% - 68px));\n    max-width: var(--max);\n    margin-left: auto;\n    margin-right: auto;\n  }\n\n  #jb-research-backed-page h1 {\n    font-size: clamp(48px, 7.2vw, 92px);\n    line-height: 0.94;\n    letter-spacing: -0.072em;\n    font-weight: 950;\n    max-width: 980px;\n  }\n\n  #jb-research-backed-page h2 {\n    font-weight: 930;\n  }\n\n  #jb-research-backed-page .lead {\n    max-width: 820px;\n    font-weight: 400;\n  }\n\n  #jb-research-backed-page .hero-grid {\n    display: grid;\n    grid-template-columns: 1fr;\n    gap: 34px;\n    align-items: start;\n  }\n\n  #jb-research-backed-page .phone-card {\n    width: 100%;\n    max-width: none;\n    margin-left: auto;\n    margin-right: auto;\n  }\n\n  #jb-research-backed-page .quote-card h3 {\n    font-weight: 850;\n    font-size: 28px;\n    line-height: 1.1;\n  }\n\n  #jb-research-backed-page .quote-card .big {\n    font-weight: 950;\n  }\n\n  #jb-research-backed-page .compare {\n    display: grid;\n    grid-template-columns: 1fr;\n    gap: 18px;\n  }\n\n  #jb-research-backed-page .calc-panel,\n  #jb-research-backed-page .dark-panel.example {\n    width: 100%;\n    max-width: none;\n  }\n\n  #jb-research-backed-page .calc-panel h3,\n  #jb-research-backed-page .example h3,\n  #jb-research-backed-page .card h3,\n  #jb-research-backed-page .strategy-box h4,\n  #jb-research-backed-page .planning-lens-box h4,\n  #jb-research-backed-page .lens-copy h5 {\n    font-weight: 900;\n  }\n\n  #jb-research-backed-page .result strong,\n  #jb-research-backed-page .calc-row input,\n  #jb-research-backed-page .income-line b {\n    font-weight: 950;\n  }\n\n  #jb-research-backed-page .stats {\n    display: grid;\n    grid-template-columns: repeat(4, minmax(0, 1fr));\n  }\n\n  #jb-research-backed-page .cards {\n    display: grid;\n    grid-template-columns: repeat(3, minmax(0, 1fr));\n  }\n\n  #jb-research-backed-page .hero-grid &gt; *,\n  #jb-research-backed-page .compare &gt; *,\n  #jb-research-backed-page .stats &gt; *,\n  #jb-research-backed-page .cards &gt; *,\n  #jb-research-backed-page .quote-band &gt; * {\n    min-width: 0;\n  }\n\n  @media (max-width: 940px) {\n    #jb-research-backed-page .wrap {\n      width: min(100% - 34px, var(--max));\n    }\n\n    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class=&quot;eyebrow&quot;&gt;Research-backed retirement income planning&lt;/div&gt;\n          &lt;h1&gt;Can your retirement income last 30 years?&lt;/h1&gt;\n          &lt;p class=&quot;lead&quot;&gt;Morningstar&#39;s recent retirement income research points to a simple truth: the way you turn savings into income may matter just as much as how much you have saved.&lt;/p&gt;\n          &lt;div class=&quot;hero-ctas&quot;&gt;\n            &lt;a class=&quot;btn&quot; href=&quot;https://retirement.income.jbinsurancebrokers.com/age&quot; target=&quot;_top&quot; rel=&quot;noopener&quot;&gt;See My Retirement Income Estimate&lt;/a&gt;\n            &lt;a class=&quot;btn secondary research-scroll&quot; href=&quot;#research&quot; data-scroll-target=&quot;research&quot;&gt;View the research&lt;/a&gt;\n          &lt;/div&gt;\n          &lt;div class=&quot;mini-proof&quot;&gt;\n            &lt;span&gt;&lt;strong class=&quot;top-count&quot; data-count=&quot;3.9&quot; data-suffix=&quot;%&quot;&gt;0%&lt;/strong&gt; base-case withdrawal research&lt;/span&gt;\n            &lt;span&gt;&lt;strong class=&quot;top-count&quot; data-count=&quot;90&quot; data-suffix=&quot;%&quot;&gt;0%&lt;/strong&gt; success-rate model&lt;/span&gt;\n            &lt;span&gt;&lt;strong class=&quot;top-count&quot; data-count=&quot;30&quot; data-suffix=&quot;-year&quot;&gt;0-year&lt;/strong&gt; retirement horizon&lt;/span&gt;\n          &lt;/div&gt;\n        &lt;/div&gt;\n\n        &lt;div class=&quot;phone-card&quot; aria-label=&quot;Retirement income estimate preview&quot;&gt;\n          &lt;div class=&quot;quote-card&quot;&gt;\n            &lt;h3&gt;The real question is not just how much you saved.&lt;/h3&gt;\n            &lt;p&gt;It is how much reliable income those savings can create without forcing you to guess every year.&lt;/p&gt;\n            &lt;div class=&quot;big&quot;&gt;&lt;span&gt;$39k&lt;/span&gt;/yr&lt;/div&gt;\n            &lt;p&gt;Illustrative income from $1,000,000 using a 3.9% portfolio-only withdrawal assumption. Are interest only portfolio withdraws enough income?&lt;/p&gt;\n            &lt;div class=&quot;form-mini&quot;&gt;\n              &lt;div class=&quot;input-like&quot;&gt;Amount saved &lt;span&gt;$1,000,000&lt;/span&gt;&lt;/div&gt;\n              &lt;a class=&quot;btn&quot; href=&quot;https://retirement.income.jbinsurancebrokers.com/age&quot; target=&quot;_top&quot; rel=&quot;noopener&quot;&gt;Start My Estimate&lt;/a&gt;\n            &lt;/div&gt;\n          &lt;/div&gt;\n        &lt;/div&gt;\n      &lt;/div&gt;\n    &lt;/section&gt;\n\n    &lt;section class=&quot;section compact&quot; id=&quot;research&quot;&gt;\n      &lt;div class=&quot;wrap&quot;&gt;\n        &lt;div class=&quot;section-head center&quot;&gt;\n          &lt;div class=&quot;kicker&quot;&gt;What the research says&lt;/div&gt;\n          &lt;h2&gt;The traditional withdrawal plan may be more fragile than people think.&lt;/h2&gt;\n          &lt;p&gt;These are the planning problems retirees face when portfolio withdrawals, market timing, Social Security, inflation, and longevity all collide. We help you find better solutions.&lt;/p&gt;\n        &lt;/div&gt;\n        &lt;div class=&quot;stats&quot;&gt;\n          &lt;div class=&quot;stat&quot;&gt;\n            &lt;div class=&quot;num&quot;&gt;3.9%&lt;/div&gt;\n            &lt;p&gt;Morningstar&#39;s 2025 base-case starting safe withdrawal rate for consistent inflation-adjusted spending over a 30-year retirement period.&lt;/p&gt;\n          &lt;/div&gt;\n          &lt;div class=&quot;stat&quot;&gt;\n            &lt;div class=&quot;num&quot;&gt;5.7%&lt;/div&gt;\n            &lt;p&gt;Flexible withdrawal methods in the same research lifted starting rates up to 5.7%, but with trade-offs in cash-flow stability.&lt;/p&gt;\n          &lt;/div&gt;\n          &lt;div class=&quot;stat&quot;&gt;\n            &lt;div class=&quot;num&quot;&gt;70%&lt;/div&gt;\n            &lt;p&gt;Nearly 70% of failed trials involved investment losses by the end of year 5 of retirement.&lt;/p&gt;\n          &lt;/div&gt;\n          &lt;div class=&quot;stat&quot;&gt;\n            &lt;div class=&quot;num&quot;&gt;$242k&lt;/div&gt;\n            &lt;p&gt;Average long-term care cost cited in the report for baby boomers who incur long-term care expenses.&lt;/p&gt;\n          &lt;/div&gt;\n        &lt;/div&gt;\n      &lt;/div&gt;\n    &lt;/section&gt;\n\n    &lt;section class=&quot;section&quot; id=&quot;income&quot;&gt;\n      &lt;div class=&quot;wrap compare&quot;&gt;\n        &lt;div class=&quot;calc-panel&quot;&gt;\n          &lt;h3&gt;What a portfolio-only withdrawal can look like and how to maximize income&lt;/h3&gt;\n          &lt;div class=&quot;calc-row&quot;&gt;\n            &lt;label for=&quot;savingsInput&quot;&gt;Retirement Savings / Investment&lt;/label&gt;\n            &lt;input id=&quot;savingsInput&quot; type=&quot;text&quot; value=&quot;$600,000&quot; readonly aria-readonly=&quot;true&quot; /&gt;\n          &lt;/div&gt;\n          &lt;div class=&quot;result-grid&quot;&gt;\n            &lt;div class=&quot;result&quot;&gt;\n              &lt;small&gt;3.9% starting withdrawal&lt;/small&gt;\n              &lt;strong id=&quot;withdraw39&quot;&gt;$23,400/yr&lt;/strong&gt;\n            &lt;/div&gt;\n            &lt;div class=&quot;result&quot;&gt;\n              &lt;small&gt;5.2% current income reference&lt;/small&gt;\n              &lt;strong id=&quot;withdraw52&quot;&gt;$31,200/yr&lt;/strong&gt;\n            &lt;/div&gt;\n            &lt;div class=&quot;result&quot;&gt;\n              &lt;small&gt;FIA Guaranteed Joint (Married)&lt;/small&gt;\n              &lt;strong&gt;$46,000/yr&lt;/strong&gt;\n            &lt;/div&gt;\n            &lt;div class=&quot;result&quot;&gt;\n              &lt;small&gt;FIA Guaranteed Single&lt;/small&gt;\n              &lt;strong&gt;$51,000/yr&lt;/strong&gt;\n            &lt;/div&gt;\n          &lt;/div&gt;\n          &lt;p class=&quot;note&quot;&gt;Illustrative math only. Actual income options vary by age, state, product, carrier, taxes, fees, and individual situation.&lt;/p&gt;\n        &lt;/div&gt;\n\n        &lt;div class=&quot;dark-panel example&quot;&gt;\n          &lt;div class=&quot;tag&quot;&gt;Recent planning example&lt;/div&gt;\n          &lt;h3&gt;$600k CD income review&lt;/h3&gt;\n          &lt;p class=&quot;case-line&quot;&gt;A recent couple with approximately $600k in CD assets wanted more predictable income they could count on for life.&lt;/p&gt;\n          &lt;div class=&quot;income-stack&quot;&gt;\n            &lt;div class=&quot;income-line&quot;&gt;&lt;span&gt;3.9% safe* withdrawal rate&lt;/span&gt;&lt;b&gt;$23,400/yr&lt;/b&gt;&lt;/div&gt;\n            &lt;div class=&quot;income-line&quot;&gt;&lt;span&gt;5.2% client&#39;s CD interest rate &lt;/span&gt;&lt;b&gt;$31,200/yr&lt;/b&gt;&lt;/div&gt;\n          &lt;/div&gt;\n          &lt;div class=&quot;strategy-box&quot;&gt;\n            &lt;div class=&quot;strategy-eyebrow&quot;&gt;Our Strategy&lt;/div&gt;\n            &lt;h4&gt;Annuity-Based Guaranteed Income&lt;/h4&gt;\n            &lt;div class=&quot;income-stack&quot;&gt;\n              &lt;div class=&quot;income-line highlight&quot;&gt;&lt;span&gt;Joint payout&lt;/span&gt;&lt;b class=&quot;count-up&quot; data-count=&quot;46000&quot;&gt;$46,000/yr&lt;/b&gt;&lt;/div&gt;\n              &lt;div class=&quot;income-line highlight&quot;&gt;&lt;span&gt;Single payout&lt;/span&gt;&lt;b class=&quot;count-up&quot; data-count=&quot;51000&quot;&gt;$51,000/yr&lt;/b&gt;&lt;/div&gt;\n            &lt;/div&gt;\n          &lt;/div&gt;\n          &lt;div class=&quot;planning-lens-box&quot;&gt;\n            &lt;div class=&quot;lens-tag&quot;&gt;Planning Lens&lt;/div&gt;\n            &lt;h4&gt;Accumulation with portfolio withdraws vs. guaranteed income.&lt;/h4&gt;\n            &lt;p class=&quot;planning-lens-subhead&quot;&gt;Annuities are not a replacement for planning. They are one potential tool inside a broader income system built around reliability, liquidity, growth potential, taxes, and legacy goals.&lt;/p&gt;\n            &lt;div class=&quot;lens-toggle&quot; role=&quot;tablist&quot; aria-label=&quot;Planning lens comparison&quot;&gt;\n              &lt;button class=&quot;active&quot; type=&quot;button&quot; data-income-lens=&quot;withdrawal&quot; role=&quot;tab&quot; aria-selected=&quot;true&quot;&gt;Withdrawal Lens&lt;/button&gt;\n              &lt;button type=&quot;button&quot; data-income-lens=&quot;guarantee&quot; role=&quot;tab&quot; aria-selected=&quot;false&quot;&gt;Income Layer&lt;/button&gt;\n            &lt;/div&gt;\n            &lt;div class=&quot;lens-copy&quot; id=&quot;incomeLensCopy&quot;&gt;\n              &lt;h5&gt;Portfolio withdrawals require ongoing decisions &amp; projected gains are often hypothetical.&lt;/h5&gt;\n              &lt;p&gt;How much to take, when to adjust, which account to draw from, and whether to reduce spending after down markets all become recurring retirement decisions. Access gives you flexibility, but it also creates choices. JB helps make those choices clearer.&lt;/p&gt;\n            &lt;/div&gt;\n          &lt;/div&gt;\n          &lt;p class=&quot;case-line&quot;&gt;This is not a guarantee that every client will qualify for the same product or income amount. It shows why reviewing actual options can matter.&lt;/p&gt;\n          &lt;a class=&quot;btn&quot; href=&quot;https://retirement.income.jbinsurancebrokers.com/age&quot; target=&quot;_top&quot; rel=&quot;noopener&quot;&gt;Review My Options&lt;/a&gt;\n        &lt;/div&gt;\n      &lt;/div&gt;\n    &lt;/section&gt;\n\n    &lt;section class=&quot;section&quot;&gt;\n      &lt;div class=&quot;wrap&quot;&gt;\n        &lt;div class=&quot;section-head&quot;&gt;\n          &lt;div class=&quot;kicker&quot;&gt;The risk most retirees underestimate&lt;/div&gt;\n          &lt;h2&gt;The first five years of retirement can matter more than people realize.&lt;/h2&gt;\n          &lt;p&gt;Market losses are different when you are retired. You are no longer just investing. You may be withdrawing at the same time.&lt;/p&gt;\n        &lt;/div&gt;\n        &lt;div class=&quot;cards&quot;&gt;\n          &lt;div class=&quot;card&quot;&gt;\n            &lt;h3&gt;Sequence risk&lt;/h3&gt;\n            &lt;p&gt;Poor returns early in retirement can permanently damage a withdrawal plan because money is being removed while the account is down.&lt;/p&gt;\n            &lt;ul&gt;\n              &lt;li&gt;&lt;span class=&quot;check&quot;&gt;&amp;#10003;&lt;/span&gt;&lt;span&gt;More dangerous near retirement&lt;/span&gt;&lt;/li&gt;\n              &lt;li&gt;&lt;span class=&quot;check&quot;&gt;&amp;#10003;&lt;/span&gt;&lt;span&gt;Can force selling during down markets&lt;/span&gt;&lt;/li&gt;\n            &lt;/ul&gt;\n          &lt;/div&gt;\n          &lt;div class=&quot;card&quot;&gt;\n            &lt;h3&gt;Inflation pressure&lt;/h3&gt;\n            &lt;p&gt;A $40,000 spending basket in 2020 cost about $49,900 by Sept. 30, 2025 in Morningstar&#39;s research.&lt;/p&gt;\n            &lt;ul&gt;\n              &lt;li&gt;&lt;span class=&quot;check&quot;&gt;&amp;#10003;&lt;/span&gt;&lt;span&gt;Higher prices reset your spending baseline&lt;/span&gt;&lt;/li&gt;\n              &lt;li&gt;&lt;span class=&quot;check&quot;&gt;&amp;#10003;&lt;/span&gt;&lt;span&gt;Future income must keep up&lt;/span&gt;&lt;/li&gt;\n            &lt;/ul&gt;\n          &lt;/div&gt;\n          &lt;div class=&quot;card&quot;&gt;\n            &lt;h3&gt;Longevity risk&lt;/h3&gt;\n            &lt;p&gt;The longer you live, the more valuable reliable income becomes. That is why retirement planning is not only about account balance.&lt;/p&gt;\n            &lt;ul&gt;\n              &lt;li&gt;&lt;span class=&quot;check&quot;&gt;&amp;#10003;&lt;/span&gt;&lt;span&gt;Income for one or two lives&lt;/span&gt;&lt;/li&gt;\n              &lt;li&gt;&lt;span class=&quot;check&quot;&gt;&amp;#10003;&lt;/span&gt;&lt;span&gt;Legacy and care needs matter too&lt;/span&gt;&lt;/li&gt;\n            &lt;/ul&gt;\n          &lt;/div&gt;\n        &lt;/div&gt;\n      &lt;/div&gt;\n    &lt;/section&gt;\n\n    &lt;section class=&quot;section&quot; id=&quot;fit&quot;&gt;\n      &lt;div class=&quot;wrap&quot;&gt;\n        &lt;div class=&quot;quote-band&quot;&gt;\n          &lt;div&gt;\n            &lt;div class=&quot;kicker&quot;&gt;Where guaranteed income can fit&lt;/div&gt;\n            &lt;h2&gt;Not all of your money has to do the same job.&lt;/h2&gt;\n            &lt;p&gt;A strong retirement income plan may combine Social Security, investments, cash reserves, insurance products, tax planning, long-term care planning, and legacy goals. The right mix depends on your situation.&lt;/p&gt;\n          &lt;/div&gt;\n          &lt;a class=&quot;btn&quot; href=&quot;https://retirement.income.jbinsurancebrokers.com/age&quot; target=&quot;_top&quot; rel=&quot;noopener&quot;&gt;See My Income Estimate&lt;/a&gt;\n        &lt;/div&gt;\n      &lt;/div&gt;\n    &lt;/section&gt;\n\n    &lt;section class=&quot;section&quot;&gt;\n      &lt;div class=&quot;wrap&quot;&gt;\n        &lt;div class=&quot;section-head center&quot;&gt;\n          &lt;div class=&quot;kicker&quot;&gt;A simple framework&lt;/div&gt;\n          &lt;h2&gt;Build around income, flexibility, and legacy.&lt;/h2&gt;\n          &lt;p&gt;The goal is not to put everything into one product. The goal is to decide which dollars should be protected, which dollars should stay flexible, and which dollars are intended for heirs.&lt;/p&gt;\n        &lt;/div&gt;\n        &lt;div class=&quot;cards&quot;&gt;\n          &lt;div class=&quot;card&quot;&gt;\n            &lt;h3&gt;1. Reliable income&lt;/h3&gt;\n            &lt;p&gt;Social Security, pensions, and annuity income designed to help cover essential retirement expenses.&lt;/p&gt;\n          &lt;/div&gt;\n          &lt;div class=&quot;card&quot;&gt;\n            &lt;h3&gt;2. Growth and flexibility&lt;/h3&gt;\n            &lt;p&gt;Assets that remain available for liquidity, opportunity, inflation pressure, healthcare needs, and unexpected expenses.&lt;/p&gt;\n          &lt;/div&gt;\n          &lt;div class=&quot;card&quot;&gt;\n            &lt;h3&gt;3. Legacy and protection&lt;/h3&gt;\n            &lt;p&gt;Strategies designed around surviving spouses, beneficiaries, long-term care, estate goals, and tax-aware planning.&lt;/p&gt;\n          &lt;/div&gt;\n        &lt;/div&gt;\n      &lt;/div&gt;\n    &lt;/section&gt;\n\n    &lt;section class=&quot;section compact&quot;&gt;\n      &lt;div class=&quot;wrap&quot;&gt;\n        &lt;div class=&quot;dark-panel&quot;&gt;\n          &lt;div class=&quot;section-head center&quot; style=&quot;margin-bottom: 20px;&quot;&gt;\n            &lt;div class=&quot;kicker&quot;&gt;Start here&lt;/div&gt;\n            &lt;h2&gt;Find out what your savings could generate.&lt;/h2&gt;\n            &lt;p&gt;Your estimate is only the starting point. A licensed retirement specialist can help review your savings, Social Security, income goals, market risk, and legacy needs together.&lt;/p&gt;\n          &lt;/div&gt;\n          &lt;div style=&quot;text-align:center;&quot;&gt;\n            &lt;a class=&quot;btn&quot; href=&quot;https://retirement.income.jbinsurancebrokers.com/age&quot; target=&quot;_top&quot; rel=&quot;noopener&quot;&gt;Start My Retirement Income Estimate&lt;/a&gt;\n            &lt;p style=&quot;color: var(--soft); margin: 14px 0 0; font-size: 14px;&quot;&gt;Takes less than 2 minutes to get started.&lt;/p&gt;\n          &lt;/div&gt;\n        &lt;/div&gt;\n      &lt;/div&gt;\n    &lt;/section&gt;\n\n    &lt;section class=&quot;section compact&quot;&gt;\n      &lt;div class=&quot;wrap source-block&quot;&gt;\n        &lt;strong&gt;Research referenced:&lt;/strong&gt; Morningstar, &lt;em&gt;The State of Retirement Income: 2025&lt;/em&gt;. Research is used for educational purposes only. Morningstar is not affiliated with JB Insurance Brokers and has not endorsed this material. The Morningstar report discusses portfolio withdrawal research, Social Security, TIPS, immediate income annuities, and deferred income annuities. Product examples and income amounts shown on this page are separate illustrations and may not reflect the Morningstar study.\n      &lt;/div&gt;\n    &lt;/section&gt;\n  &lt;/main&gt;\n\n  &lt;footer class=&quot;footer&quot;&gt;\n    &lt;div class=&quot;wrap footer-grid&quot;&gt;\n      &lt;div&gt;\n        &lt;p&gt;Insurance products contain limitations, exclusions, fees, surrender charges, and terms for keeping coverage in force. Guarantees are backed by the financial strength and claims-paying ability of the issuing insurance company. Product availability and features may vary by state and individual situation.&lt;/p&gt;\n        &lt;p&gt;Fixed indexed annuities are not securities or direct market investments. Interest credited may be linked in part to the performance of an external market index. Index performance does not represent direct participation in any stock or investment.&lt;/p&gt;\n        &lt;p&gt;This content is provided for informational and educational purposes only and should not be construed as tax, legal, financial, or investment advice. Consult your financial, tax, and legal professionals regarding your individual situation. Actual quotes and product options must be reviewed with a licensed agent.&lt;/p&gt;\n        &lt;p&gt;JB Insurance Brokers LLC. Licensed Insurance Agency. Copyright 2026 JB Insurance Brokers. 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